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A little extra caution can go a long way while driving at night   Summer has ended, and while fall and winter have their own pleasures — including pumpkin carving and sledding — longer nights mean increased danger on the roads.   You might think you drive just as well at night, but […]

Fall Night Driving Dangers


Keep Your ATV Adventures Safe Unique among motor sports, driving all-terrain vehicles in Western New York combines an exhilarating workout with a test of maneuvering skills and a hearty dose of adrenaline. Fun as it is though, it can be a risky activity. So, take a systematic approach to keeping things […]

ATV Safety Tips


After-School Safety Tips for Parents and Kids   Parents, class is back in session in Buffalo, NY so you’ve likely already reviewed the basic safety tips for kids who walk or bus to and from school. Those tips, of course, are: Walk with a buddy Stay in well-lit areas Never […]

After-School Safety Tips



Insurance Agencies, like all businesses, hold a value. Determining this number at the time of retirement can be tricky and cumbersome. There are several factors that go into evaluating an insurance agency. As an agency-owner, retirement hinges on the value of an agency. Here is a quick Agency Valuation Calculator Profitability, […]

How Much Is My Insurance Agency Worth?